Business Savings


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Business Checking

Choice Business Checking Account
Our most popular and free small business checking account

  • Minimum to open $100
  • No monthly maintenance fee
  • No transaction fees
  • Free internet banking
  • Free telephone banking
  • Free overdraft protection (link to business savings account)


Prime Business Checking Account
Our perfect account for small and growing businesses and professional practices

  • Minimum to open $100
  • Minimum daily balance to avoid maintenance fee $1,000 or average balance of $2,500
  • Below minimum balance maintenance fee $10; includes 150 debits ($.20 each additional), 20 credits ($.15 each additional)
  • Free internet banking
  • Free telephone banking
  • Free overdraft protection (link to business savings account)


Superior Analysis Checking Account
Large, successful businesses with high balances and high volumes

  • Minimum to open $1,000
  • No minimum balance required
  • Monthly maintenance fee $15; earnings credit based on balance maintained at the 90 day U.S. Treasury Bill rate
  • Debits, $.20 each, credits $.15 each; items deposited $.10 each
  • Free internet banking
  • Free telephone banking
  • Free internet bill payment
  • Free overdraft protection (link to business savings account)
  • Free Cashiers checks
  • Free notary service
  • Free Medallion signature guaranty service


NOW Business Checking

  • Minimum to open $100
  • Minimum daily balance of $1,000 or average monthly balance of $2,500 to avoid maintenance fee
  • Below minimum balance maintenance fee $10
  • Unlimited check writing
  • Free internet banking
  • Free telephone banking
  • Free overdraft protection (link to business savings account)
  • Interest bearing account
  • Available to sole proprietors, pension funds, escrow accounts, agencies, non-profit organizations. Not available to for-profit corporations, partnerships, associations.


Business Savings

First Business Savings Account
The way to save for an unanticipated business need

  • Minimum to open $100
  • Minimum balance to avoid maintenance fee $500
  • Below minimum balance maintenance fee $6.50
  • Interest bearing account*
  • Free internet banking
  • Free telephone banking
  • Withdrawal limitations apply**


First Index Money Market Account
Maximize your interest; provides liquidity and carries a floating interest rate tied to the US Treasury Bill.

  • Minimum to open $1,000
  • Minimum daily balance to avoid maintenance fee $5,000
  • Below minimum balance maintenance fee $15
  • Interest bearing account based on the 90 day U.S. Treasury Bill rate*
  • Free internet banking
  • Free telephone banking
  • Withdrawal limitations apply**


First Business Money Market Account
Provides liquidity and a great interest rate for a perfect combination

  • Minimum to open $2,500
  • Minimum daily balance to avoid maintenance fee $2,500
  • Below minimum balance maintenance fee $15
  • Interest bearing account*
  • Free internet banking
  • Free telephone banking
  • Withdrawal limitations apply**

*Rate Information: See the rates page of our website for current rates and annual percentage yields. We reserve the right to change the interest rate on your account at any time. Compounding and Crediting Frequency: Interest is compounded daily and credited to your account monthly. Daily Computation Method: This method applies a daily periodic rate to the principal in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of a check. Effect of Closing an Account: If you close an account before interest is credited, you will not receive the accrued interest.

**You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.