Deposit Rates Effective as of: 2/16/2012

Rates are subject to change. Fees could reduce the earnings on the accounts. Substantial penalties for early redemption of CDs. Interest compounds daily and is credited monthly. Please contact a personal banker for more information.

*APY = Annual Percentage Yield

Premier Checking Heritage Checking $500 $100 0.25% 0.10% 0.25% 0.10% Hospitality Savings Tots and Teens Holiday Club $100 $5 $5 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% IRA Savings $0.00 to $2,499.99 $2,500 to $49,999.99 $50,000.00 and above - $2,500 $2,500 $2,500 - 0.00% 0.40% 0.80% - 0.00% 0.40% 0.80% Hospitality Money Market $0.00 to $2,499.99 $2,500 to $49,999.9 $50,000.00 and above  - $2,500 $2,500 $2,500  - 0.00% 0.40% 0.80%  - 0.00% 0.40% 0.80% NOW Business Checking First Business Savings First Index Money Market First Business Money Market $100 $100 $1,000 $2,500 0.25% 0.25% 0.26% 0.50% 0.25% 0.25% 0.26% 0.50% 3 Months 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months $500 $500 $500 $500 $500 $500 $500 $500 0.25% 0.30% 0.55% 0.60% 0.65% 0.75% 1.00% 1.24% 0.25% 0.30% 0.55% 0.60% 0.65% 0.75% 1.00% 1.25%