Personal Checking


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Personal Checking

Hospitality Checking Account
Provides the best basic features, unlimited check writing, internet banking, and internet bill payment, at the lowest cost – nothing!

  • Minimum to open $100
  • No monthly maintenance fee
  • Unlimited check writing
  • Free internet banking
  • Free internet bill payment
  • Free telephone banking
  • Free overdraft protection (link to savings account)
  • Free ATM/debit card


Signature Checking Account
Provides valuable additional services beyond the basic, including an image statement of transactions as well as notary service and Medallion signature guarantees.

  • Minimum to open $100
  • Minimum daily balance of $500 or average monthly balance of $1,000 to avoid maintenance fee
  • Below minimum balance maintenance fee $10
  • Unlimited check writing
  • Free internet banking
  • Free internet bill payment
  • Free telephone banking
  • Free overdraft protection (link to savings account)
  • Free image statements
  • Free ATM/debit card
  • Free notary service
  • Free Medallion signature guaranty service


Premier Checking Account
Provides a comprehensive array of services and pays interest too!

  • Minimum to open $500
  • Minimum daily balance of $1,000 or average monthly balance of $1,500 to avoid maintenance fee
  • Below minimum balance maintenance fee $12
  • Unlimited check writing
  • Free internet banking
  • Free internet bill payment
  • Free telephone banking
  • Free overdraft protection (link to savings account)
  • Free image statements
  • Free ATM/debit card
  • Free Cashiers checks
  • Free notary service
  • Free Medallion signature guaranty service
  • Interest bearing account*


Heritage Checking Account
For our customers 50 and over and includes the most free services with no monthly maintenance fees and no transaction fees. Even the checks are free!

  • Available to customers 50 and over
  • Minimum to open $100
  • No monthly maintenance fee
  • Unlimited check writing
  • Free wallet-style checks
  • Free internet banking
  • Free internet bill payment
  • Free telephone banking
  • Free overdraft protection (link to savings account)
  • Free image statements
  • Free ATM/debit card
  • Free Cashiers checks
  • Free notary service
  • Free Medallion signature guaranty service
  • Free 3×5 safe deposit box or discount on larger (when available)
  • Interest bearing account*


Personal Savings

Hospitality Savings Account
Our Hospitality Savings Account is the interest-bearing rainy day account to ease your mind for those unexpected needs. Routine transfers from your checking account to your savings account can be set up to build a comfortable nest egg.

  • Minimum to open $100
  • Minimum daily balance to avoid maintenance fee $100
  • Below minimum balance maintenance fee $6
  • Free internet banking
  • Free telephone banking
  • Interest bearing account*


Tots and Teens Account
Learning to save should start at an early age. Our Tots and Teens Account is designed with the young saver in mind.

  • Available to youth up to age 19
  • Minimum to open $5
  • Free internet banking
  • Free telephone banking
  • Interest bearing account*


Hospitality Money Market Account
Want a good interest rate, a low minimum to earn interest, and liquidity? Our Hospitality Money Market Account combines them all!

  • Minimum to open $2,500
  • Minimum daily balance to avoid maintenance fee $2,500
  • Below minimum balance maintenance fee $15
  • Free internet banking
  • Free telephone banking
  • Interest bearing account*


Holiday Club Savings Account
Save for Christmas, vacation, property tax, or anything. Its interest-bearing too!

  • Minimum to open $5
  • No monthly maintenance fee
  • Transactions limited to one annually as of October 31; additional withdrawals are assessed a $15 fee per withdrawal
  • Free internet banking
  • Free telephone banking
  • Interest bearing account*

*Rate Information: See the rates page of our website for current rates and annual percentage yields. We reserve the right to change the interest rate on your account at any time. Compounding and Crediting Frequency: Interest is compounded daily and credited to your account monthly. Daily Computation Method: This method applies a daily periodic rate to the principal in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day we receive credit for the deposit of a check. Effect of Closing an Account: If you close an account before interest is credited, you will not receive the accrued interest.